Liability insurance has many benefits for drivers. If you’re found at fault in an auto accident, liability coverage will pay for any damage to the other driver’s car, as well as any injuries they may sustain. Liability coverage also covers damage to other people’s property if you’re at fault. Legal protection is usually a part of liability protection as well. The Insurance Team is committed to helping our Queen Creek, AZ drivers understand auto insurance and the coverage it provides.
What is auto liability insurance?
Liability insurance provides both legal and financial protection. However, this form of insurance doesn’t directly compensate the driver at fault. Instead, this form of protection pays for any damage or injuries you as a driver may cause to other peoples people’s property and vehicles. It also pays for other people’s injuries as well. However, any damage your car may sustain wouldn’t be covered by liability insurance. Also, your injuries and property damage wouldn’t be covered either. Liability coverage strictly compensates and repairs the other driver’s car and property if you’re found at fault for an accident. It can also replace a car if you damage someone else’s car beyond repair.
Will auto liability insurance cover the damage my car sustained from a wreck?
No. Liability coverage will only apply to other people’s injuries, property damage, and damaged vehicles, not yours. If your car is damaged and you lack collision or comprehensive auto insurance coverage, your car will not be covered. Liability insurance is required by state law but only covers the repair of other people’s cars and property if you’re found at fault for an accident.
Reach Out To Us
If you have questions about what’s covered by an auto insurance policy, call us at The Insurance Team in Queen Creek, AZ. We’d be happy to answer your questions and help you explore your options.