Classic cars are in a class of their own for sure, and they mean a lot to those who collect and restore them. If you have a home in a place that experiences severe winters, and also a home in Queen Creek, AZ, it’s a no-brainer deciding where you will garage your treasure. However, protecting your cherished vehicle as a seasonal resident can be a tricky proposition. The Insurance Team is here to help.
Understanding Classic Car Insurance
With the area’s warm climate and gorgeous scenery, it is no wonder why you would want to bring your classic car for a drive during your extended stay. However, purchasing the right comprehensive coverage, tailored to your needs, is crucial for your classic car’s protection.
Remember, insurance for classic cars takes into account how unique, valuable, and distinct vintage vehicles are, and regular automobile insurance may not cover your needs as extensively. For example, classic car insurance may cover restoration fees and the costs of specialized repairs. It can cover the costs of vintage parts that are expensive because they are rare and hard to find. Also, given the dry, dusty climate, you may want to add extra coverage for sun exposure and damage from sand and rocks.
Also, as a seasonal resident, if you are parking your vehicle for an expansive period of time, you should consider reduced usage and storage-specific policies. This is especially relevant if you choose to leave your car in Queen Creek, AZ when you return to your out-of-state home. You can also get policies that adjust your premium based on seasonal use and drawn-out periods of inactivity.
Do you need help deciding on what types of coverage are right for you and your classic beauty?
Look no further than The Insurance Team. We welcome part-time citizens and will be happy to answer any questions you may have about automobile coverage for your vintage vehicle.