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22246 S Ellsworth Rd
Queen Creek, AZ 85142

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Anchoring Your Coverage: Essential Insights into Boat Insurance for Queen Creek, AZ Resident

Queen Creek, AZ, boat owners who entrust these investments to The Insurance Team can find out everything they need to know before policy selection takes place. By taking the time to check out these essential insights, you are able to make a more informed decision and find the boat insurance policy that works best for you.

State Requirements Are Not Ironclad

Yes, it is true that the state of Arizona does not require boat owners to purchase an insurance policy. This is where we gently remind readers that this does not mean what they think it does. If the law does not require boat insurance, guess what this means? The waters will be filled with boaters who have not obtained insurance policies. This is something to safeguard yourself against.

Seasonal Discounts Should Be Embraced

Most Arizona boat owners are not going to be using their boats on a year-round basis. When you meet with experienced insurance brokers, be honest about the times when the boat will be used, and, more importantly, remain truthful about the seasons it will sit idle. The insurance policy you select should reflect the actual amount of time you will be spending on the boat.

The Year + Model Play a Key Role.

The year and the model of the boat in question will play a major role in the insurance policy you decide upon. The same goes for your driving record. If you have been involved in boat accidents in the past, this is a sure sign that you can expect to spend more on your policy.

The Insurance Team has the experience and know-how to help boat owners separate fact from fiction. That’s why we are an invaluable resource during the insurance policy selection process. Queen Creek, AZ residents are urged to contact us as soon as possible so that we can answer any and all questions you may have.

Four things that your boat insurance policy can do for you

It’s important for boat owners in Queen Creek, AZ to realize how useful boat insurance coverage can be. At The Insurance Team, we’re here to inform you about your boat insurance options. 

The following are four things that your boat insurance policy can do for you:

Protect the value of your boat

Boat insurance safeguards your vessel’s value by covering repair or replacement costs in case of accidents, theft, or damage. With this protection, you can enjoy your time on the water knowing that your investment is secure and its worth is preserved.

Pay for medical costs that are caused by a boating accident

Boat insurance can not only protect your watercraft but also cover medical expenses in case of boating accidents if you add medical payment coverage to your policy.

From minor injuries to more serious incidents, this coverage ensures that you, your passengers, and other boaters receive necessary medical care without having to worry about the costs.

Provide emergency assistance when you’re boating

Boat insurance policies can include emergency assistance coverage. With this type of coverage, you can have the costs of having your vehicle towed or serviced in the water paid for. 

Allow you to use marinas

Boat insurance opens the door to marina access, as many marinas mandate coverage for docking privileges. Make sure that you’re familiar with the insurance requirements of any marinas you plan to dock your boat in. 

Consult With Us

Boat owners in Queen Creek, AZ can rely on us for insurance coverage that allows them to navigate the waves with confidence. Set sail with peace of mind—get a quote from us at The Insurance Team and keep your maritime dreams afloat!

How to keep your boat safe in a storm

The Insurance Team in Queen Creek, AZ is happy to provide boat insurance to our clients who are boat owners. We are also here to offer guidance to better protect your vessel.

It’s no secret that a storm can cause major damage to your boat. In fact, a storm can be so destructive that it can actually sink your boat. That’s why it’s important to take steps to protect your boat from storms. 

Here are five tips for keeping your boat safe during a storm:

1. Make sure your boat is properly anchored

If you don’t anchor your boat properly, it could easily be blown away in the wind.

2. Install storm shutters to protect the boat from high winds

Storm shutters will help keep the wind from damaging the boat or causing it to capsize.

3. Tie down any loose items on the deck

Loose items can become projectiles in a storm and may damage the boat or injure someone on board.

4. Move the boat to a safe location if possible

If you can move your boat to a sheltered area, do so before the storm hits. Some safe places to bring your boat include:

-In a marina or harbor

-Near a breakwater or dock

-In a sheltered cove or bay

-On a lake or river with low winds

5. Keep an eye on the weather forecast and take appropriate precautions

Monitor the weather closely so that you can stay one step ahead of any potential storms.

Get Boat Insurance Today

By taking these steps to protect your boat from storm damage, you can help ensure its safety no matter what the weather brings. With a little bit of preparation and planning, you can enjoy many years on the water without worrying about damage from storms.

If you have any questions about how to keep your boat safe, in smooth seas or stormy waters, give The Insurance Team a call today. We proudly serve the greater Queen Creek, AZ community.

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