It’s important to protect your RV with the right insurance policy, but you may have questions. Our trusted advisors at The Insurance Team, in Queen Creek, AZ are here to answer them.
RV Insurance FAQs
What are the Classes of RV?
There are three basic classes, which are Class A, B, and C.
Class A is the largest and most luxurious. These can be as small as 20 feet or as long as 75 feet and are often known as luxury motorhomes or luxury RVs.
Class B RVs are smaller, and typically around 20 feet long. They are more agile than larger RVs. Despite their smaller size, they are typically equipped with everything you need, including a kitchen and shower.
Class C RVs are a middle ground between Classes A and B. They are typically larger or better appointed than Class Bs, without the bus-style chassis of Class A.
What Does RV Insurance Cover?
Similar to auto insurance, RV insurance can include liability and full coverage. Liability covers damage to others’ vehicles or property if there’s an accident. Full coverage covers damage to your RV in the event of an accident.
RV Insurance can also cover your belongings and specialty equipment.
Is RV Insurance Required?
Liability insurance is required for all motor vehicles by Arizona law.
If you rent or have a lien on your RV, you may also be required to have collision and comprehensive coverage.
What is Full-Time vs Part-Time RV Living?
RVs are designed to be lived in, which is why they have many of the amenities you would find in a home. Some people choose to live in their RV part-time. They may spend a weekend in their RV, or reside there while on vacation.
If you choose to live in your RV full-time, you’ll need full-time RV coverage, which differs from part-time coverage.
Give Us A Call
If you need RV insurance in the greater Queen Creek, AZ community, contact The Insurance Team. Our friendly agents will speak with you and discuss your coverage options.