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22246 S Ellsworth Rd
Queen Creek, AZ 85142

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The Insurance Team Blog

Why does someone in Arizona need auto insurance?

Owning a vehicle is quite common for those that reside in the greater Queen Creek, AZ region. When you are looking to purchase any type of car here, it would be a great idea to also get the right insurance for it. There are a lot of reasons why someone in this part of Arizona will need to have an auto insurance policy in place at all times.

Meet Insurance Requirements

A common reason for anyone in this part of Arizona to get an auto insurance plan is so they can meet all of their insurance requirements. Having auto coverage is necessary if you intend to drive a car on a public road. Further, if you have taken out any type of loan, you are obligated to carry insurance until the debt has been repaid. When you have a proper auto insurance policy, it can keep you in good standing with all such requirements. 

Financial Protection

Having an auto insurance plan is also a great option as you can receive helpful financial protection. A standard auto insurance plan today can offer you liability coverage, which is helpful if you are found responsible for an accident. Further, you can receive the coverage necessary to repair or replace the vehicle if you incur a loss. 

Reach Out To Us

If you are looking to buy a car in Queen Creek, AZ, you need to make sure that you are also getting the right insurance. When you are ready to start looking for auto coverage, calling our professionals with The Insurance Team can be a great idea. Our professionals with The Insurance Team know the value of this coverage and can ensure that you have all the questions answered. This guidance will help ensure your vehicle is properly covered at all times. 

Do I Need to Purchase Auto Insurance If I Don’t Own A Car?

If you don’t own a car, you may be wondering if you need to purchase auto insurance. The answer is yes – you still need to be insured, even if you don’t have your own vehicle. There are several reasons why this is the case.

Here are some reasons why:

1. You Rent Cars Often

Most rental companies require that their customers have insurance before they can rent a vehicle. Otherwise, the customer would be responsible for any damages that occur while they are driving the car.

If you don’t have your own auto insurance policy, you can purchase short-term rental car insurance from the rental company, or you can purchase a non-owner liability policy. For either of these options, it’s important to make sure that you are properly covered in case of an accident.

2. You Borrow Car Often

Even if you don’t own a car, there’s a good chance that you borrow other people’s cars from time to time. Maybe you have a friend or family member who lets you use their car when you need it. Or maybe you use a car-sharing service on occasion.

In any case, if you are borrowing someone else’s car, you will need to be insured. Otherwise, the car owner’s insurance would be responsible for any damages that occur while you are driving. The best way to insure yourself in this situation is to purchase a non-owner liability policy from a reputable company like The Insurance Team in Queen Creek, AZ. This type of policy will cover you when you are borrowing someone else’s car.

Give Us A Call

As you can see, even if you don’t own a car, you still need to be insured. There are several reasons why this is the case. If you are ever in doubt, it is always best to err on the side of caution and purchase some form of auto insurance. Contact us today at The Insurance Team in Queen Creek, AZ, for your non-owner auto insurance.

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