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The Insurance Team

22246 S Ellsworth Rd
Queen Creek, AZ 85142

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The Insurance Team Blog

How Does RV Insurance Differ From Auto Insurance?

Owning an RV is very different from owning a regular car or a truck, as it comes with a different set of responsibilities. RV ownership usually requires vehicle maintenance repair, RV roof management, winter insulation, water tank management, regular appliance cleanings, and other similar tasks. In addition to that, RV owners should consider getting RV insurance, which is similar to auto insurance.

Is it a Good Idea to Get RV Insurance?

If you own a large recreational vehicle, then yes. Just like a car, RVs are vulnerable to on-road collisions, property damages, theft, vandalism, or general wear-and-tear. Because RVs often come with electrical appliances and water tanks, the owner may likely need to hire repair services in the event of a breakdown. At the Insurance Team, we’re providing RV insurance to the people of Queen Creek, AZ. 

RV Insurance Versus Auto Insurance

While RV insurance costs about the same as traditional auto insurance, there are some differences with what RV insurance covers. It often covers electrical surge damage, a problem that’s specific to recreational vehicles; if you have electrical appliances connected to your RV system, then it’s recommended that you find a policy that insures power surge damage. RV insurance also tends to specialize in liability coverage, the type of insurance that pays clients who are held legally responsible for an RV accident. Liability coverage is especially useful for RV drivers who frequent campgrounds or RV parking sites.

Getting RV Insurance in Queen Creek, AZ

If you’re interested in purchasing RV insurance as well as auto insurance, feel free to contact the Insurance Team. Call our agency today to schedule an appointment.

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